Smith & Smith: a mobile channel for international money transfers

Native iOS and Android apps connected to the existing transfer system, with biometric authentication, tracking and notifications.

Published June 22, 2026 · Updated October 27, 2026

Smith & Smith: a mobile channel for international money transfers
Client / project
Smith & Smith
Focus
Fintech

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Project context

Smith & Smith provides money-transfer services. The project brings the user’s interaction with the existing service to mobile.

The challenge

The mobile experience needs an understandable transfer flow and a connection to the company’s existing backend. Authentication and transfer status are essential parts of the journey.

Project objectives

  • Mobile access to transfer initiation.
  • Integration with the existing backend.
  • Biometric authentication and transfer updates.

Solution and implementation

UP2DATE built native iOS and Android apps connected to the transfer service’s backend.

The applications include biometric authentication, transfer initiation and tracking, and notifications. The mobile channel gives users phone access to the existing service.

Delivered outcome

Users have a mobile channel for initiating and following international transfers. The integration connects the apps to the system that manages those transfers.

What to take away

When taking an existing service to mobile, clarify the app’s responsibilities and those of the backend. Authentication, transfer states and errors should form one coherent journey.

Focus and technologiesFintechSwiftUIJetpack ComposeNode.js

UP2DATE’s contribution, step by step

The mobile app and the transfer service

UP2DATE built the native iOS and Android applications connected to the service’s existing backend.

  1. Access

    Biometric authentication is part of the mobile journey.

  2. Transfer

    The user initiates a transfer through integration with the existing service.

  3. Updates

    Status tracking and notifications keep the user informed as the transfer progresses.

The responsibilities of the app and backend are designed together. For a similar project, states, errors and access rights form part of the requirements.

Planning the mobile application →

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